At Nigeria Fintech Week 2026 (Lagos; late Sep), Abiodun Olalekan Okunola (CBN Innovation Management, for Cardoso) questions how to regulate non-bank businesses offering instalment / “pay small small” credit — cites Air Peace and Wakanow as examples; consumer-redress gap if providers aren’t CBN-licensed — scrutiny, not a ban.
Nairametrics (26 Sep 2026) and TV360 report that at Nigeria Fintech Week 2026 in Lagos, Abiodun Olalekan Okunola (CBN Innovation Management, speaking for Governor Cardoso) raised regulatory questions about non-bank businesses offering instalment / “pay small small” credit without a clear CBN license path — naming Air Peace and Wakanow as examples and flagging consumer-redress gaps. Soft hold: no CBN primary transcript in this pack; frame as scrutiny, not a ban; do not invent a new circular or BNPL market TAM. Desk: Chioma street; Kwesi process-only if a filing appears.
Source: Nairametrics — CBN raises regulatory questions over non-banks offering instalment credit (2026-09-26) · Also: TV360 Nigeria · Soft hold: no CBN primary transcript; scrutiny not a ban; no invented circular or BNPL TAM