CBN Payments System Supervision circular PSS/DIR/PUB/CIR/001/004 (listed 15 Jun 2026) sets full compliance by 1 Jan 2027 for storing and managing Nigeria-generated payment transaction data in Nigeria.
Define the instrument before the take: CBN Payments System Supervision circular PSS/DIR/PUB/CIR/001/004 (listed on the CBN Payments System Guidelines index as 15 Jun 2026) sets a full compliance date of 1 Jan 2027 for storing and managing Nigeria-generated payment transaction data in Nigeria. Soft hold: pasteable CBN PDF URL still preferred; Punch and industry commentary are labeled secondary until the PDF link is in-file. Brief dek stays the localisation clock (UBO disclosure and concentration caps are sibling pillars for a later full, not today’s lead).
Source: CBN Payments System Guidelines index (lists PSS/DIR/PUB/CIR/001/004, 15/06/2026) · Coverage: Punch — CBN orders banks to localise payments data · Ops color: TechTrends Africa · Soft hold: pasteable CBN PDF URL preferred; Punch/industry secondary until PDF in-file